New Mortgages

Each new mortgage gives us an opportunity to look at the individual circumstances of the applicant, so that the mortgage fits in perfectly with the applicant's short, medium and long term aspirations. In addition to mortgages for new house purchases, BolamRose can also advise on mortgages for second properties, let-to-buys and overseas properties.

Re-mortgaging

With such uncertainty in the outlook for interest rates many of our clients have chosen to remortgage their property.

It could be that they simply want a better deal and have come to the end of their particular scheme, or have become eligible for a better rate; perhaps they decide to carry out home improvements, buy a second home, or take a sabbatical. Whatever the reason, by finding the right re-mortgage, clients have the flexibility to enjoy the quality of life they desire and plan for their future.

It is possible to release equity simply to consolidate other outstanding debts and gain better control of your finances, paying one single payment to your mortgage provider at a much more advantageous rate than most personal unsecured loans.^*

Clients may find themselves in the unhappy situation of a marriage break-up or separation. One partner may wish to take over the entire mortgage and will need to find additional funds to pay off their ex-partner's share – in many cases a re-mortgage is the perfect way to accomplish this. At BolamRose we address these difficult situations with the sensitivity they deserve.